Serving New York communities since 1887

Through our extensive network of over 400 independent agents that span across New York, Security Mutual Insurance Company and Security Cooperative Insurance Company ensure personalized and reliable insurance solutions tailored just for you. Discover the peace of mind that comes with our professional and dedicated approach to safeguarding what matters most to you.

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100% Reliable

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Open Daily

Over 100 Years

Who is Security Mutual?

Security Mutual Insurance Company and Security Cooperative Insurance Company provide Property and Casualty Insurance for homes and businesses represented by a network of over 400 independent agents throughout New York State.

Looking for Coverage?

We provide high quality property casualty insurance products for our agents and policyholders in a prompt, courteous and cost efficient manner.

Security Mutual Insurance Company and Security Cooperative Insurance Company provides Property and Casualty Insurance for homes and businesses represented by a network of over 400 independent agents throughout New York State.

Our Products

Security Mutual Group offers a variety of property and casualty insurance products designed to meet the needs of New York communities.

Commercial

We guide you through options for safeguarding your business assets, from property to liability and more

Personal

Explore your choices with us for shielding your personal belongings and family from risks

Frequently Asked Questions

What types of coverage does Security Mutual Insurance offer?

At Security Mutual Insurance, we offer a diverse range of coverage options to meet the needs of both individuals and businesses. For personal accounts, we provide Personal Umbrella, Dwelling Fire, Manufactured Mobile Homeowners, Landlord Package, ULTRA Homeowners, and Homeowners programs. On the commercial side, we offer Commercial Fire, Special Multi-Peril, Business Owners Package, and Artisan Pak programs. We also offer customization for harder-to-place accounts in both personal and commercial categories. View all our Products here

What is the Personal Umbrella Policy, and why might I need it?

Our Personal Umbrella Policy provides additional liability coverage that kicks in when the limits on your existing or underlying policies are exhausted. In New York State, lawsuits are not uncommon, and this additional coverage can provide an extra layer of protection for your assets and family.

Can Security Mutual Insurance cover homes that are tenant-occupied?

Yes, we offer a specific Landlord Package designed to provide coverage for homes with up to 4 living units that are tenant-occupied. This package includes various coverages tailored to the unique needs of landlords.

What special coverages are available for businesses?
For businesses that may not qualify for a standard Business Owners Package (BOP) or Special Multi-Peril Policy, we offer a Commercial Fire Policy. We can also customize our Special Multi-Peril Policy to offer the specific coverage needed for your business. For select classes of Artisan Contractors, our Artisan Pak Program provides Property, Liability, and Inland Marine coverage.

Testimonials

“We needed to have insurance on our new home we are buying. no place wanted to insure us but this company did and we are very grateful.”
“Professional and courteous!”
“Security Mutual saved me money.”
“They are really there for you and affordable.”
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